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Are You Wasting Money on “I Really Should” Things?

Do you want to save some money this month? Eliminate some of those “I really should” things. Make your money work for you and get practical purpose or pleasure out of every dollar that you spend. By eliminating the “I should” things, you eliminate the waste, allowing you to use that money on the thing that are really important. What are the “I really should” things? These are items that you think you should have or do, but when it comes down to it, you don’t. What do I mean by this? Take a look at some of the more … Continue reading →

Putting it Together: Blogging Tips Part 2

Baker’s Dozen, Continued Short Posts are Best: Format your posts to be attractive to the reader. The reader is looking for a post that has the most content and the fewest words. Blog posts should not go beyond 600 words. A good post should run about 300 words. Most readers will click off a post if they see endless words. Break it up with images, highlighted quotes or text, bullet points, bolded statements or phrases, and/or numbered points. Call to Action: What do you want your reader to do? Do you want your reader to follow you, subscribe, comment or … Continue reading →

Get Enough Sleep for Your Baby

It is no myth that one of the major side effects of having a baby is sleep deprivation. The people around you will tell you to make sure that you sleep when the baby does, but this isn’t always practical. After all, there is the laundry to do, meals to prepare, etc. And who is ready to take a nap just two hours after they get up anyway. But getting enough sleep is more important for a new parent than you might at first think. There are several reasons why your baby needs you to be well-rested. When you are … Continue reading →

Become a Home Consumer Tester and Get Free Products

One way to stretch your budget on the household items that you use is to become a consumer tester. You’ll get free products and usually a small payment besides. When my oldest child was our only baby, I did some consumer testing for a couple of companies. Basically, I would receive unmarked products in the mail, test them out and then fill out a survey with my observations and comments. After the survey was submitted, I would receive a small check in the mail for my time. Plus I got to keep the products that I tested and put them … Continue reading →

Getting the Most Money from Your Used Stuff

Cleaning out the stuff that you don’t need can be a great way to earn some extra money. it could be enough to pay for a month’s rent or your food bill. But you should know which venues will allow you to get the most money back from your stuff. Here are the different places to take your old stuff and what should go in each. You have a few options when you are ready to turn your old stuff into money. There is the garage sale, the consignment shop, Ebay, online (Craigslist) or print classified ads and donation. Each … Continue reading →

Be Nice to Get Great Yard Sale Deals

Memorial weekend is one of the best times to hunt down those yard sale bargains, but even if you didn’t get a chance to get out there, there is still practically an entire summer ahead of you. Just think of all of the great bargains that you will find. Yard sales are fun because you never know what kind of treasures you may find. Yard sales can also be fun when you haggle. If you have ever had your own yard sale, you know that there are some people that you are willing to give really great bargains and others … Continue reading →

Get Your Body and Your Finances in Shape

With the warm weather coming, you might be more conscious of getting your body in shape for a summer full of swimming and lighter clothing. joining a gym can be a great way to do this, but let’s face it, a gym won’t do anything for your finances. Here is how to get in shape or stay in shape while actually benefiting your bottom line. Substitute your feet Make it a challenge to substitute your feet for your car as often as possible. Take a walk or a bike ride to the store if that is feasible. Is the store … Continue reading →

Sick Kids Should Stay Home

I happen to be typing this today while dealing with a fever, chills, a headache, a stuffy and runny nose and a heavy cough. This is after spending some time in the bathroom with my youngest child, whose croupy cough had be a bit concerned before the steam eased it back to a less severe form. We all have to recover by tomorrow, since we are being treated, the entire family, to a visit to the circus, something that the kids have been pining for for years, although the event was never in the budget. So, needless to say, I … Continue reading →

Get Rid of Those Bad Memories

Are there places in your home that you avoid, such as your attic, basement or closet just because it is filled with items that you aren’t sure what to do with? Sometime going through clutter can be painful, not only because of the work involved, but also because many items that we own may contain memories. And chances are that many of these memories aren’t necessarily positive. So why hold on to bad memories? Getting rid of old associations can put you in a great place to move on with your life and per surrounded with positive energy. What you … Continue reading →

Easy Budget Breakdown

Wondering what you should be spending in each category of your budget? Here is an easy breakdown that makes budgeting a breeze. It is just a matter of putting the following percentages into each category. Total up your available income after taxes (take home pay) and then divide it up as follows. One thing that is nice about this method is that you don’t have to agonize over little things, and you can shuffle money around as needed for unexpected expenses or gains. Here are the recommendations inspired by M.P Dunleavey, who writes a column for MSN Money. Ten percent … Continue reading →